The Necklace Characters
- Mathilde Loisel, a beautiful woman unsatisfied by her marriage. She dreams of being rich and is self-conscious about her plain clothes. She borrows and loses Madame Forestier's necklace and spends the next ten years paying for a replacement.
- Monsieur Loisel, Mathilde's husband, who works as a clerk in the Ministry of Public Instruction. Unlike Mathilde, he's happy with his life and doesn't want to change it. He uses his entire inheritance to help pay for the necklace.
- Madame Jeanne Forestier, Mathilde's school friend, who lends her the necklace. Years later, after learning of Mathilde's sacrifices, she admits that the diamond necklace was a fake.