As a start for your analysis quest, the story is a psychological study of three people, with a touch of spiritualism thrown in. Milly is an innocent American girl who falls in love with an English man, Densher, then finds him again in London. He, however, is secretly engaged to an English woman, named Kate. Kate is greedy and manipulative. She devises a plan to trick Milly out of her wealth and Densher reluctantly agrees. In the end, Milly dies; Densher rejects the inheritance she bequeaths him; he and Kate part, with her final remark ringing in his ears: "We shall never be again as we were!"