You're right. There IS more than that. However, the secret to Tod Clifton's character runs deeper than the reason for his death. Tod Clifton is the martyr of The Invisible Man, a semi-Christ figure crucified for his affection for civil rights.
We first see Tod Clifton when our narrator meets him and, slowly, he becomes a very important character. Very active in the group called "the Brotherhood," Tod and the narrator bond over a fight in the street with "Ras the Exhorter" who is a black nationalist. Ras is abrasive and argumentative, chiding Tod for working with white men at all. It is Tod and Ras who convince the narrator to become active in the Brotherhood. Tod, of course, is the leader of the black youth in Harlem. Tod is captivated by Ras due to Ras' very Caribbean take on being African. Tod's goal is to fight for jobs for the black youth.
It's you young folks what's going to make the changes, y'all's the ones. You got to lead and you got to fight...
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