Hazard maps assist to mitigate damages resulting from natural disasters. The use of hazard maps helps to create safer communities and reduce losses of life and property. Knowing the potential impact of hazards enables individuals and communities to recover more rapidly from disasters and lessens the financial impact of the disaster. The most problematic issue with hazard maps is the update process. Federal Emergency Management Service has only a limited amount of money each year to update hazard maps. FEMA prioritizes their study and needs based upon the highest priority. Change in status of a home due to an updated hazard maps can cost individual homeowners and businesses greater insurance rates and or need to obtain specific hazard insurance.