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Both Tom Walker and his wife are miserly, greedy, selfish people. The narrator describes the state of the Walker house as being one with little amenities and decoration--Tom and his wife both want to keep their money rather than to spend it on anything extra. After Tom meets the devil, his wife goes "behind his back" to try to make a deal with the devil instead; she cannot stand to think that Tom might get riches and keep them from her. Tom and his wife always hide their money from each other, so one never knows what the other has. At the end of the story, Tom exhibits his selfishness by agreeing to cheat honest workers out of their money through outrageous interest rates on his loans; even when the devil comes calling, Tom tries to hide the profits from him. So both Tom and his wife only want riches at all costs for themselves.
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