What is J-Pay? What are the pros and cons of J-Pay?

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JPay is a company that provides a variety of services to inmates in prisons, jails, and correctional facilities. Some of their services include allowing friends and family to deposit money into an account set up for the inmate, video chats, and an easy way to make payments for those who...

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JPay is a company that provides a variety of services to inmates in prisons, jails, and correctional facilities. Some of their services include allowing friends and family to deposit money into an account set up for the inmate, video chats, and an easy way to make payments for those who are on parole or probation. The video chat function in particular is streamlined, as they have a calendar that you can sign up on that will make sure that the video chat occurs.

There are plenty of pros for JPay. First of all, visiting an inmate can be difficult for different reasons. You may be intimidated to go visit (it's a prison, after all), you may be too busy to make it, or you might live somewhere else completely. For most inmates, a quick Facetime isn't really an option, so this lets people talk and see each other that normally wouldn't be able to, as JPay is partnered with a lot of different correctional facilities. The same principle goes for why the payment options are a pro to the service.

There are some cons to the service, though. There are fees associated with some of their services, like video chats, which may end up discriminating against low-income individuals, people who are already discriminated against in American prison systems. It may also just drain other people of money, in general. Some say that sending money through JPay takes too long.

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