As Scrooge tours various scenes with the Ghost of Christmas Yet to Come, he sees varied negative reactions to his own death. Former servants of his sell his belongings at a pawn shop and businessmen discuss his great riches. Caroline and her husband, however, have a much more personal response to Scrooge's death. They are deeply relieved to hear that Ebenezer has died.
Scrooge was a money-lender, and a merciless one at that. Caroline and her husband had not only borrowed money from Scrooge, but were struggling to make payments. With his death, their debts will either be forgiven or will, at least, be transferred to another money lender. Not only might the new money lender be more forgiving, but the time needed for the transfer might give the duo enough time to pay off the debt. Thus, they feel intense relief at the news of Scrooge's death.