In Silas Marner by George Eliot, how did Silas Marner's life change drastically twice?

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Silas Marner by George Eliot is the story of a protagonist, Silas Marner, whose narrative is defined by two life-changing experiences. The first occurred when he was a young man living in the north of England, and a pious member of Lantern Yard, a dissenting congregation. He was framed for the theft of the church's money. This first event changed his life for the worse, and he left his home and congregation and moved to the small village of Raveloe where he became a hermit and miser. The gold he had been hording is stolen, but just as his life seems to hit rock bottom, something positive happens. 

The second event is when a woman passes out and dies in the snow near Marner's cottage. Her two-year-old child wanders into the cottage, and Marner decides to adopt her and christens her Eppie. He blossoms as a father, and delights in the presence of his adopted daughter. The novel ends happily with the money recovered, and Eppie happily married.