In Stave Four of Dickens's A Christmas Carol, the Ghost of Christmas Yet to Come does, indeed, point his "inexorable finger" to various scenes that depict what will occur after Scrooge is dead, such as his body, "plundered and bereft, unwatched, unwept, uncared for," and completely alone. These scenes depict the emptiness of Scrooge's life, his lack of compassion for others, his lack of friends--in short, his despicable character.
In a scene other than those already mentioned, there is a mother with her children who speaks out of the "emotion of her heart" to her careworn husband of the "miracle" of Scrooge's death as they may be relieved of a debt which threatens to ruin them. More poignant than this scene, however, is that of the Crachits whose dear child Tim has died. Mr. Crachit mentions to his wife that Scrooge's nephew has been so kind in commiserating with him, "I am heartily sorry for it, Mr. Crachit." The family vows to never forget their dear child.
"Immovable as ever," the Spirit finally takes Scrooge to the graveyard where he reads his own name. Shaken and contrite, Scrooge catches the hand of the spectre, entreating him that he may have time to change,
"I will honour Christmas in my heart, and try to keep it all the year....I will not shut out the lessons that they [the other Spirits] teach.
As he holds up his hand in prayer to have his fate reversed, Scrooge witnesses the Ghost of Christmas Yet to Come shrink and "dwindle down into a bedpost," a bedpost that Scrooge knows is "his own," signifying that he is in charge again of his life.