The topics for research in finance and banking are only limited by imagination. With today’s economy at crisis level the research availability is immeasurable. Your research topic really depends on what area of banking and finance you are studying or interested in.
First there is the area of Micro-finance and one of the areas ripe for research in society today. Comparisons could be made between American and European loan criteria in micro-finance. Why is there such a rapid increase and development of international micro-finance? Compare the micro-financial stability of banking in the United Kingdom compared to the United States. Some people believe that in the area of micro-finance there is a need for partnerships between the company and the public. Is this theory correct?
Maybe you aren’t into micro-finance. Maybe you would rather research banking. The importance of the neighborhood bank seems to be less and less important. Can the rural areas and semi-urban areas do without the small commercial and retail bank? What are the pros and cons to management in commercial banking? Can we boost productivity in business and agriculture through loans from commercial banks? What is the roll of the local bank in rural areas?
There is also financing in the emerging global market as a topic for research. Are the emerging markets cheaper than what we already work with? What is the financial stability of the banks in foreign countries new to the finance arena? Is there any real efficiency in the emerging markets?
There are so many areas for research. You could look into alternative investment opportunities, hedge funds, investments, Internet banking, corporate responsibility in banking, risk management and accounting standards. Hope this gives you some ideas.