While I am sure that I am not going to answer this question as well as the previous editors, I have a very different point to make. I feel as though the financial institutions in the United States tend to take advantage of the people who entrust their money to them. Credit companies, wanting to increase their profits, charge outrageous fees for interest and late payments. (While I know that consumers are at fault for accepting, some people simply have no choice when they find themselves in dire situations.) I guess that it is just the fact that the government is so easily willing to help major corporations which are supposedly beneficial to the economy when those who need their help most are defaulting on mortgages and other loans.
My "favorite" (I laugh hysterically at the obnoxiousness) commercial is the one where a loaning company states that they have money to loan and the money is "expensive." If you look at the small print at the bottom, the company charges something like 128% on the loan. This is why our country is in the state that it is.