By showing Scrooge his dismal future where he dies without anyone showing him any compassion such as the
- Former businessmen who are indifferent to Scrooge's death
- Former housekeepers who pawn his bed curtains and the very shirt in which he was to be buried.
- Undertaker pawning Scrooge's seal and a pencil-case
the Ghost of the Future assists Scrooge in his transformation.
Then The Ghost also shows Scrooge's effect upon the Cratchit family, for Tiny Tim dies because Bob Cratchit cannot afford the medical attention that Tim needs due to the paltry wages he earns from Scrooge.
And final the vision that truly assists in Scrooge's transformation is seeing his "neglected grave" which is "overrun by grass and weeds, the growth of vegetation's death, not life;"
At the sight of his own grave, Scrooge falls to his knees and tells the Ghost that he
"will honour Christmas in [his] heart, and try to keep it all year. [He] will live in the Past, the Present, and the Future."
Scrooge is a completely transformed man at this point, and is allowed another chance at life, and he most certainly seizes it, for he becomes a "second father" to Tiny Tim and raises Bob's wages and becomes
"as good a friend, as good a master, and as good a man, as the good old city knew, or any other good old city, town, or borough, in the good old world."
In Stave Four, Scrooge is visited by the last of the three ghosts, the Ghost of Christmas Yet to Come. This ghost is instrumental in helping Scrooge to reform his character because he shows him what his life will be like if he does not change his personality and attitude towards others. This is shown most clearly when the Ghost takes Scrooge to see his own gravestone. Scrooge has just seen that nobody mourned his death and that, in fact, people were rather glad to see him die. Moreover, with nobody to care for his possessions, his house is raided by local charwomen and his valuable items are sold to a local fencer called Old Joe. When Scrooge realizes that this is how his life will end and that nobody will care to remember him, he reacts with considerable grief:
"No, spirit! Oh, no, no!"
He also begs the spirit to reassure him that there is still time to change and that he still has an opportunity to redeem himself:
"Assure me that I yet may change these shadows you have shown me, by an altered life!"
This is proof that Scrooge has understood the purpose of these supernatural visits and that he is finally ready to change.