In the classic fantasy The Hobbit, or There and Back Again by J.R.R. Tolkien, Bilbo joins a quest to regain the treasure of the dwarves from Smaug the Dragon in the Lonely Mountain. He is recruited by Gandalf the wizard to join 13 dwarves as the expedition's burglar. At first, Bilbo is skeptical and frightened, but then his hidden adventurous nature takes over and he decides to go along with them. After a party at his hobbit-hole the night before, Bilbo wakes up late and the dwarves have already left. However, Gandalf tells him of a message on his mantle that directs Bilbo to meet them at the Green Dragon Inn in Bywater. The note, which is signed by Thorin, gives precise details of Bilbo's share of the treasure:
Terms: cash on delivery, up to and not exceeding one fourteenth of total profits (if any); all traveling expenses guaranteed in any event; funeral expenses to be defrayed by us or our representatives, if occasion arises and the matter is not otherwise arranged for.
Bilbo has to run out his door and hurry as fast as he can to Bywater, where he finds the dwarves mounted on ponies packed with supplies and ready to set off. That's how Bilbo's amazing journey begins, and those are the terms of the deal that Thorin and his company make with him.