In the beginning of the story, Taylor (Marietta) doesn't give any thought to providence or fate or luck or anything like it. She just goes along with an ideal and determination and help from her mother to face new challenges. Then, after she lives around or with Lou Ann, Mattie, Estevan and Esperenza for awhile, she comes to see life a little differently.
Taylor begins to develop a sense that things can come to be seen in a new light. For example, she says that she spent her early life avoiding motherhood and, because of Turtle, now sees it as a blessing. After her conversation with Estevan regarding what happened in Guatemala, she also discovers that "dumb luck" had been force in her life up until that point. Afterward, when faced with the choices of what to do with Estevan and Esperanza and Turtle, Taylor decides to give luck some intelligence and chooses the risk of danger to beat the cruel world, ready to pick on the weak and defenseless, at its own game by driving Estevan and Esperanza to a refuge and inventing a way to adopt Turtle.