Miss Havisham has instructed Pip that he needs to be apprenticed and he should bring Joe Gargery with him when he next comes. Pip is also to bring his indentures, a contract binding an apprentice to a master. This event becomes a grand occasion for the Gargerys. Joe dons his "court suit" and Mrs. Joe sports a beaver hat for the procession to Satis House.
After they are inside, Joe and Pip stand before Miss Havisham. Joe is so uncomfortable before Miss Havisham that he does not speak directly to her, but to Pip. who becomes ashamed of him. Miss Havisham says to Joe, "You expected...no premium with the boy?" When he does not respond, Miss Havisham states that Pip has earned a premium, and she tells Pip to give the "five-and-twenty guineas" in a bag to his master, Joe.
After this, Joe yet persists in addressing Pip rather than Miss Havisham:
"And now, old chap...may you and me do our duty, both on us by one and another."
The "basest of swindlers, Pumblechook" echoes the message that Joe gives his wife upon their arrival at Pumblechook's. The corn chandler echoes the "five-and-twenty pounds" and congratulates Mrs. Joe with "I wish you the joy of the money!" indicating his cupidity and desire to rise to riches himself.
At the end of the chapter, Pip notes that
It is a most miserable thing to feel ashamed of home.....Now it was all coarse and common, and I would not have had Miss Havisham and Estella see it on any account.
It would seem that Pip, too, values more the "joy of money," as well.
In Ch.13 Pip and Joe visit Miss Havisham because in the earlier chapter during his previous visit to Miss Havisham's house she had asked him to bring Joe along with him when he comes to meet her the next time. This is because now Pip has grown old enough to be apprenticed to Joe and Miss Havisham wants to pay Joe for the services that Pip had rendered her all these days:
"Tell me the name again of that blacksmith of yours."
"Joe Gargery, ma'am."
"Meaning the master you were to be apprenticed to?"
"Yes, Miss Havisham."
"You had better be apprenticed at once. Would Gargery come here with you, and bring your indentures, do you think?"
I signified that I had no doubt he would take it as an honour to be asked.
"Then let him come."
As soon as both of them arrive at Satis House they are led to Miss Havisham's presence. Miss Havisham pays Joe a sum of twenty five guineas and tells Pip that he needn't visit her any more:
"Good-bye, Pip!" said Miss Havisham. "Let them out, Estella."
"Am I to come again, Miss Havisham?" I asked.
"No. Gargery is your master now. Gargery! One word!"