Home > West's Encyclopedia of American Law > No Fault

A kind of automobile insurance that provides that each driver must collect the allowable amount of money from his or her own insurance carrier sub-sequent to an accident regardless of who was at fault.

No-fault insurance is required by statute in a number of states.

The term no fault is also used colloquially in reference to a type of DIVORCE in which a marriage can be dissolved on the basis of irretrievable breakdown or irreconcilable differences, without a requirement that either party prove that the spouse was guilty of any misconduct causing the end of the marriage.