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Is it right to deny those who participate in different sexual practices as opposed to monogomy the opportunity of health care benefits, or health and life insurance?

No, it isn't. The State may not make moral judgements regarding the distribution of health care. Everybody pays into the system. Everybody has an equal right to equal access.

If you start saying 'this group' or 'that group'is of secondary importance then you open the floodgates for 'The Moral Majority' (who, in fact, are merely a highly-vocal minority) to stamp their strict way of life on society. If you say that certain lifestyles are not worthy of health care then you force people to unwillingly conform to a narrow range of lifestyle choices.

Does a heterosexual man who contracted AIDS from sleeping with six partners deserve treatment less than a heterosexual man who contracted AIDS from sleeping with three partners? No, he doesn't.

Does a white woman deserve restricted access to healthcare because she is married to a black man. No, she doesn't.

Does an atheist deserve less treatment than a Hindu? No, they don't.

Does a lesbian deserve less healthcare because she loves her gay partner? No, she doesn't.

It is not immoral to be gay. Attempting to force a non-legally sanctioned religious moral code on a separate social group is illegal.