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How to apply for credit card?Hi, I want to apply for credit card in Singapore. Is...

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user7413468 | eNotes Newbie

Posted December 25, 2012 at 10:36 AM via web

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How to apply for credit card?

Hi,

I want to apply for credit card in Singapore. Is there anyone who can tell me how to apply for credit card in Singapore and where to apply?

Thanks

3 Answers | Add Yours

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portd | (Level 3) Associate Educator

Posted December 28, 2012 at 6:28 PM (Answer #2)

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The key to applying for a credit card is to have full and accurate information ready at hand to supply to the Company from which you wish to secure the credit card. First, make sure you provide your full legal name. Second, provide your Date of Birth.

Next, provide the company your home address. In addition, provide them your phone number, and your email address. The credit card company will want to know your current place of employment as well as your past work history. They will want to know what you are earning per year (your Gross Income). They will probably want to know what other credit cards you hold.

You can go to the institution and apply in person for a credit card. You can also call a credit card issuer and talk to a customer service representative personally. Furthermore, you can usually apply on-line via a company's on-line application platform.

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trophyhunter1 | College Teacher | (Level 3) Senior Educator

Posted December 30, 2012 at 3:50 AM (Answer #3)

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To apply for a credit card, you must fill out an application accurately. You must also have a decent credit score to get a good credit card with a good interest rate. However, even a college student or young adult can apply for and get a credit card. Once you have one, be sure to make your payments on time, to build up your credit score. Eventually, you will be able to get better credit cards.

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litteacher8 | Middle School Teacher | (Level 1) Distinguished Educator

Posted January 12, 2013 at 3:21 AM (Answer #4)

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Unfortunately, building a credit history is a must for living in the modern world. Most people will want to buy a car or house. In order to do this, you must establish credit. When applying for a credit card, make sure that there are no fees (or low fees), and the interest rates are low.

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