Civil Rights
Civil Rights | Racial Discrimination Is Uncommon in Mortgage Lending
About the author: George J. Benston is the John H. Harland Professor of Finance, Accounting, and Economics of the Goizueta Business School at Emory University, and a member of the Shadow Financial Regulatory Committee, a private group of academic economists and lawyers who specialize in financial services.
Congressional attempts to enact banking and financial services reform in recent years have stumbled over the Community Reinvestment Act. That act originally was meant to deal with “redlining,” the alleged refusal of banks to lend to residents of...
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- Introduction
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Chapter 1: Are Threats to Civil Rights a Serious Problem?
- Chapter 1 Preface
- Racial Profiling Violates African Americans’ and Hispanics’ Civil Rights
- Hate Crimes Against Arab Americans Are a Serious Problem
- Racial Discrimination in Mortgage Lending Is a Serious Problem
- Prohibiting Same-Sex Marriage Violates Gays’ and Lesbians’ Civil Rights
- The Problem of Racial Profiling Is Exaggerated
- The Incidence of Hate Crimes Directed Against Arab Americans Is Exaggerated
- Racial Discrimination Is Uncommon in Mortgage Lending
- Prohibiting Same-Sex Marriage Is Not a Violation of Civil Rights
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Chapter 2: Should Civil Rights Protections Be Increased?
- Chapter 2 Preface
- Current Civil Rights Laws Do Not Adequately Protect Gays and Lesbians
- Housing Discrimination Persists Despite Fair Housing Laws
- Reparations for African American Slavery Are Necessary for the Advancement of Civil Rights
- Disabled Workers Need Better Protection from Employment Discrimination
- Additional Civil Rights Protection for Gays and Lesbians Would Be Harmful
- Increasing the Penalties for Housing Discrimination Will Harm Society
- The Fight for African American Slavery Reparations Impedes the Advancement of Civil Rights
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Chapter 3: Is Affirmative Action Beneficial?
- Affirmative Action: An Overview
- Affirmative Action Reduces Discrimination
- Affirmative Action Encourages Educational Diversity
- Affirmative Action Is Necessary to Build the Black Middle Class
- Affirmative Action Helps Make American Business More Competitive
- Affirmative Action Is No Longer Necessary
- Encouraging Educational Diversity Is Not a Legitimate Justification for Affirmative Action
- Affirmative Action Is Not Necessary to Help Build the Black Middle Class
- Affirmative Action Ignores Individual Merit
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Chapter 4: Do Efforts to Prevent Terrorism Threaten Civil Rights?
- Chapter 4 Preface
- Antiterrorist Policies Jeopardize Immigrants’ Civil Rights
- Using Military Tribunals to Try Suspected Terrorists Is Not Justified
- Antiterrorist Efforts Unfairly Target Arab Americans
- Antiterrorist Policies Do Not Jeopardize Immigrants’ Civil Rights
- Using Military Tribunals to Try Suspected Terrorists Is Justified
- Antiterrorism Efforts Targeting Arab Americans Are Justified
- Organizations to Contact
- Bibliography
- Copyright
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