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Encyclopedia of Business

Jane A. Malonis, Editor

Donna Craft, Andrea DeJong, Sheila Dow, Sonya Hill, Terrance Peck, Nader Qaimari, Amanda C. Quick, Brian Rabold, Contributing Editors

Erin Braun, Managing Editor

Mary Beth Trimper, Production Director
Evi Seoud, Assistant Production Manager

Cynthia Baldwin, Product Design Manager
Michelle DiMercurio, Senior Art Director


While every effort has been made to ensure the reliability of the information presented in this publication, Gale Group does not guarantee the accuracy of the data contained herein. Gale accepts no payment for listing; and inclusion in the publication of any organization, agency, institution, publication, service, or individual does not imply endorsement of the editors or publisher. Errors brought to the attention of the publisher and verified to the satisfaction of the publisher will be corrected in future editions.


Library of Congress Cataloging-in-Publication Data

Malonis, Jane A.

Encyclopedia of business / Jane A. Malonis.—2nd ed.

p.cm.

Includes bibliographical references and index.

ISBN 0-7876-2438-1 (set : alk. Paper)—ISBN 0-7876-2439-X (vol.1)—ISBN 0-7876-2440-3 (vol.2)

1. Business—Encyclopedias. 2. Commerce—Encyclopedias. 3. Finance—Encyclopedias. 4. North America—Commerce—Encyclopedias. 5. Finance—North America—Encyclopedias. I. Title.

HF1001 .E466 1999
650′.03—dc21
99-047471

The paper used in this publication meets the minimum requirements of American National Standard for Information Sciences—Permanence Paper for Printed Library Materials, ANSI Z39.478-1984.


This publication is a creative work fully protected by all applicable copyright laws, as well as by misappropriation, trade secret, unfair competition, and other applicable laws. The authors and editors of this work have added value to the underlying factual material herein through one or more of the following: unique and original selection, coordination, expression, arrangement, and classification of the information.

All rights to this publication will be vigorously defended.

Copyright © 2000

Gale Group, Inc.
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Farmington Hills, MI 48331-3535

All rights reserved including the right of reproduction in whole or in part in any form.


Printed in the United States of America

No part of this book may be reproduced in any form without permission in writing from the publisher, except by a reviewer who wishes to quote brief passages or entries in connection with a review written for inclusion in a magazine or newspaper.

Gale Group and Design is a trademark used herein under license.

ISBN 0-7876-2438-1, ISBN 0-7876-2440-3, ISBN 0-7876-2439-X